isa's - independent advice on UK isa's, find out about UK isa's, how do UK isa's work, - Money Minder Financial Services....

Welcome to Money Minders Online ISA Centre

There are literally hundreds of choices when it comes to picking investment funds for an ISA.

However, our Online ISA Centre provides you with the opportunity to benefit from our ongoing research and expert advice to ensure that you get an ISA investment suited to your objectives and the amount of risk you are happy (or not happy) to take.

In addition, and what we believe makes us different from many of the other financial websites that you may visit, is that we are committed to providing truly independent, non-biased financial advice and making recommendations that we are happy to stand by whilst at the same time providing you with a quality service and the personal touch that you deserve.

• How It Works
• What are the benefits of taking independent financial advice?
• So what makes this site so different?
• How do we get paid?

How It Works

When you enter our interactive online ISA centre you will first be asked to supply us with contact details so that we can contact you with our recommendations.

You will then be asked a few questions about you, what ISA allowances you have used so far this tax year, how much you would like to invest and what you want from the money (i.e growth or income). Finally you will be asked what risk attitude you are happy to accept for this investment and you can tell us if you have any preferences to where the money is invested.

Inside you will also find a comprehensive risk guide that works in conjunction with a detailed explanation of the various investment sectors in which you can invest, so that you are able to understand the amount of risk you would be taking by choosing a particular sector or area of the world to invest in.

Once you have completed the questions the information will be sent to us electronically and one of our team of highly experienced advisers will be assigned to asses the answers you have given and make contact with you to make a personalised recommendation.

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What are the benefits of taking independent financial advice?

We could have followed the crowd and decided to offer "information only" on these investments and in essence become just another discount broker that offers full discounts on initial commission's and adopts the "stack em high, sell em cheap approach!

However, you need only to ask an investor who took out an ISA in this way in late 1999, with no advice and no initial charges, in the high risk technology sector because of the great past performance figures, who is now assessing their losses, his or her opinion of the benefits of advice to understand why we don't feel that this is the best way for you to invest your hard earned cash.

If you have visited one of these sites for investment options you should have also noticed that there are declarations you must agree to that say that if you choose to purchase from them it does not constitute a formal recommendation.

Therefore, we do not believe that this method of working will give you either the type of service or personal advice that you deserve. Neither do we believe that it helps our industry improve the level of advice and service to our clients by adding real value to an individuals own investment decision's.

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So what makes this site so different?

In comparison, unlike the discount broker ISA sites, we will stand by the recommendations we make and will advise you appropriately from the information you give us. We now have clients all over the UK that have decided to use our services via this site and have found the advice we give and the service we provide beneficial. We have both male and female advisers who are able to help you make the right investment decisions and all of them have over 10 years experience in financial services.

What's more, we will work for you in the manner that you feel is most beneficial to your needs. If you would like limited advice on the ISA investment you wish to make only...........thats fine.

Alternatively if you would like us to conduct a full financial review taking into account all of your current financial situation to ensure you get the most out of your relationship with us.......thats fine to. If you choose this option one of our advisers will contact you to arrange a telephone appointment to discuss your affairs and we will even pay for the call.

So, if you would like to get non-biased, independent advice from an expert who cares about you and the financial products you invest in to ensure that you get the right advice for your circumstances, you're in the right place.

If you just want to buy an ISA, you know exactly what you want, where you want to invest, the risks associated with the funds you wish to invest in and are not concerned about taking any advice, than you may wish to go back to the search engines.

There are plenty of sites out there that will be happy to take your money. However, please remember that neither will they accept any liability as they do not give you any advice.

How do we get paid?

Once we have taken the time to provide you with personalised advice that you are happy with and you have accepted our recommendation, unless otherwise agreed, we will receive a commission. This is payable to us only when the money has been invested on your behalf. Until then, our advice service is free.

If you are wondering what is to stop you from getting advice from us and then going to a discount broker to buy the funds we have recommended.......well actually, nothing!

However, it is our hope that you will respect the fact that we have bills to pay just like you and that it is only from the fees or commission that we receive for the advice we provide that we can continue to trade!

All of our advisers and administrators are highly trained and dedicated to helping you to get the advice and service you deserve.

Please do not abuse the systems we have have put in place to deliver you a high quality and proffesional service and then put our jobs at risk by taking your business elsewhere just because you will "save a few quid" in the process.

After all, does it not seem fair that if we do a good job for you that we get paid....or would you be happy to work for free!

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