Are there any exclusions on the policies?

A typical list of exclusions might be as follows:

• Pre existing medical conditions
• Normal pregnancy
• Incapacity caused by War
• Self-inflicted injury
• Criminal acts
• Misuse of alcohol or drugs

To find out more about the solutions available to protect your income in the event of being unable to work because of an accident or illness, use our exclusive interactive financial research tool the Finance Navigator.

By asking you targeted questions it will help you to find out more about the solutions available for meeting your needs, allowing you to consider what to look at in more depth.

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