| Confirm |
Task |
| Yes/No |
Have you properly calculated how much cover you need? |
| Yes/No |
Have you properly calculated how long you need cover in place for? |
| Yes/No |
Have you taken account of any existing life assurance plans when working out how much cover you need? |
| Yes/No |
Have you reviewed the cost of any existing plans, to see if you can get the same level of cover at a lower cost now? |
| Yes/No |
Have you considered 2 single life plans instead of 1 joint plan if you are covering your own and your partners life? |
| Yes/No |
Have you received more than one quote for the amount of cover you need from a number of different providers? |
| Yes/No |
Have you established whether the premiums quoted for the life assurance plan you need are guaranteed or reviewable? |
| Yes/No |
Have you considered whether or not the benefits payable in the event of death need to increase with inflation? |
| Yes/No |
Have you considered critical illness cover to go alongside the life assurance plan you are researching? |
| Yes/No |
Have you received and read the "personal illustration" document to review before committing to a new policy? |
| Yes/No |
Have you received and read the "Key Features" document to review before committing to a new policy? |
