About Money Minder.
What Money Minder does
Our priority is to help you to make informed decisions in order to put you in control of your own financial planning affairs so that you can grow, manage and protect your wealth, now and in the future.
If you want advice but you're not sure what areas you'd like to focus on, or what might be best suited to your needs and budget, please contact us for a FREE informal chat about your requirements without obligation.
Our Independent Financial Advice Services
We provide a range of independent financial advisory services to individual clients and business owners. These are services designed to help you make tactical decisions about a particular aspect of your financial life.
Benefit from our expert advice on:
Protecting You and Your Family- Life Assurance Advice*
- Critical Illness Insurance Advice*
- Mortgage Protection Life Assurance*
- Income Protection Advice*
Retirement Planning
- Pre Retirement Planning Advice
- At Retirement Planning Advice
- Post Retirement Planning Advice
- Transferring Old Occupational Pension Schemes
Divorce Financial Planning
- Valuations of Assets including endowments and investments for divorce
- Pension options on divorce including 'pension sharing'
- Investment Planning for Individuals
- Investment Planning for Trustees (Private, Charitable and Pension Trustees)
- Tax Efficient Investment Planning
- Capital Gains Tax Management
Inheritance Tax Planning (IHT)
- Protecting your Estate for your beneficiary's
- IHT Efficient Wills
- Using IHT exemptions
- Using Trusts in IHT planning
- Making the most of IHT allowances
Mortgage and Debt Advice (Advice Provided by an Independent Mortgage Broker)
- Debt Management Programme's
- Debt Consolidation Opportunities
- Repayment Mortgages
- Interest Only Mortgages
- Offset Mortgages
- Fixed Rate Mortgages
- Variable Rate Mortgages
Corporate Financial Planning
- Stakeholder Pensions
- Building Employee Benefit Schemes
- Shareholder / Keyman Protection
- Specialist Pensions Advice (e.g. SSASs, SIPPS & GPPs)
- Raising Capital to Invest in Commercial Property
Glossary
Online Discount
Flat FeeAs we are not providing you with any advice about the suitability of the plan you are purchasing, we give up all the initial commission that we would normally be paid and instead charge you a one off fee of £35 to process the paperwork. All of the commission that is given up is used to reduce the premium that you would normally have to pay.
This option is cheaper than going directly to the provider.
Minimum HassleBy buying online you gain full access to our online discount. As an independent financial advisers we are able to offer products from across the breadth of the market place, helping you to find the policy that best suits your needs for the best price.
Because at no point have you spoken to a financial adviser this process does not qualify as formal financial advice, and as such you cannot claim any protection from the financial ombudsman authority.
However, if you feel comfortable with the information you have received and you are happy you now know what it is you want, you can take advantage of our online discount and proceed to our online market-place.
Flat Fee
As we are not providing you with any advice about the suitability of the plan you are purchasing, we give up all the initial commission that we would normally be paid and instead charge you a one off fee of £35 to process the paperwork. All of the commission that is given up is used to reduce the premium that you would normally have to pay.
This option is cheaper than going directly to the provider.
Minimum Hassle
By buying online you gain full access to our online discount. As an independent financial advisers we are able to offer products from across the breadth of the market place, helping you to find the policy that best suits your needs for the best price.
Because at no point have you spoken to a financial adviser this process does not qualify as formal financial advice, and as such you cannot claim any protection from the financial ombudsman authority.
However, if you feel comfortable with the information you have received and you are happy you now know what it is you want, you can take advantage of our online discount and proceed to our online market-place.
Over the Phone
By buying over the phone you are entitled to a discount, but this will not be to the same extent as that available online.
As an independent financial advisers we are able to offer products from across the breadth of the market place, helping you to find the policy that best suits your needs for the best price and you will be able to ask a qualified financial adviser any questions you may have about your policy.
Because you speak to a financial adviser, but do not undergo a formal consultation at any point an over the phone consultation only represents limited financial advice. This is however sufficient to ensure that you are protected by the financial ombudsman authority.
Face to Face
By buying through a face-to-face consultation you receive full financial advice which entitles you to full protection from the financial ombudsman authority.
As an independent financial advisers we are able to offer products from across the breadth of the market place, helping you to find the policy that best suits your needs for the best price and you will be able to ask a qualified financial adviser any questions you may have about your policy.
Finance Navigator
Money Minder’s online, live tool to help you determine:
- What type of financial product you need
- How much you need
- Even if it’s needed at all!
- What add on products you may benefit from
- With help icons ? for detailed explanations
All from a handful of quick questions summarised in a handy report that you can save/download before you buy.
Ready to buy?
OK, now you’re ready and armed with all the information you need to make an informed choice.
- Use our Quick Quote centre
- To buy the right product at the best price
How to buy?
It is unique, Money Minder is the only site to offer such a transparent choice to buy. We offer 4 different services:
- Flat Fee, DIY, the cheapest option
- Minimum Hassle, quick quote, answer a few questions & we do the rest. Heavily discounted
- Over the phone, if you need re assurance and want to speak to an adviser. Discounted
- Meet an adviser, if you like a full in depth financial review, this is your best option available.