Money Minder. The name says it all. We aim to help you to look after your money by providing you with the knowledge and choices to maintain and enhance your wealth. Some of our clients already have a reasonable knowledge of their financial situation, others are looking for explanations of technical issues that surround the financial services industry. We pride ourselves in taking out the jargon and explaining step by step your options and choices.
"We have no hesitation in recommending Money Minder as a reliable and competent firm. We have used them for many years and been totally satisfied. They have certainly improved our financial position and, by their appropriate advice, boosted our income. We can now look forward to retirement with confidence. We are so pleased that we had the good fortune to come across Ray Black and his team."
Mr and Mrs Carlsson
Keeping on top of all the important financial decisions to make considering the busy lives we all lead can be difficult to do. Regularly checking your financial plan could help you to maintain a balanced portfolio for example. Reassessing your investment goals and personal circumstances could also help you to identify if your plans are still on track.
Currently the number of people seeking professional financial advice is very low, according to research from the Financial Advice Market Review (FAMR) report. 61% of adults nearing retirement don’t plan to speak to a financial advice when planning for their retirement. 52% feel confident that they can make all their financial decisions on their own without professional financial advice.
The reason for the low uptake of guidance or advice, could be a lack of understanding the role of professional financial advice. On the other hand some people feel that advice might be too expensive. Two of the recommendations from the FAMR report came into effect in April: the Pension Advice Allowance and the tax-break for employer arranged advice. Both of these have sought to promote the take up of advice and guidance showing the value of professional financial advice.
We offer the tools for you to take control of your own finances. Learn about and get quotes for protection products such as Life Insurance, Critical Illness, Mortgage Protection and Income Protection, or look into your retirment options with our Pensions Freedom tools.
Money Minder provides a wealth of financial advice, covering a wide range of requirements. Everyone has different goals and needs and this is why we are focused on providing a bespoke, personal and unbiased service. Speak to an adviser today and see how we can help you.
At Money Minder we believe in making your financial options clear and simple. We do this by complimenting our quality regulated advice with financial education to give you the reassurance that you are making the best financial decisions.