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Over-50s with no pension provision: What are the consequences of not saving enough for retirement in our twilight years? #RetirementReady

Over-50s with no pension provision: What are the consequences of not saving enough for retirement in our twilight years? #RetirementReady

Thursday, 21 January 2021 -

Planning ahead for retirement will help ensure you’re on track to achieve the financial future you want. However, millions of retirees may face the prospect of living in poverty during their twilight years and having to rely only on the State Pension as a result of failing to plan ahead for their retirement, according to new research[1].

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Planning for tomorrow, today: 4 pension facts to help you create a happy and wealthy retirement #TipTuesday

Planning for tomorrow, today: 4 pension facts to help you create a happy and wealthy retirement #TipTuesday

Tuesday, 19 January 2021 -

The future may seem far away. Regardless of your retirement goals, there are things you can do to increase your chances of success. It is important to look objectively at your plans and adapt them as your priorities change over the years and you go through different life events.

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Will the over-50s become a lost generation? #FridayReads

Will the over-50s become a lost generation? #FridayReads

Friday, 15 January 2021 -

Older workers are one group of people who are at risk of suffering serious and persistent consequences from the economic turmoil arising from the coronavirus (COVID-19) pandemic. In particular, older individuals who lose their jobs are less likely than younger workers to secure re-employment or to find a job on a similar wage to their previous earnings.

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Bank of Mum and Dad: Making sure you can afford it and understanding the tax implications #WednesdayWisdom

Bank of Mum and Dad: Making sure you can afford it and understanding the tax implications #WednesdayWisdom

Wednesday, 13 January 2021 -

Parents have always supported their children in lots of different ways. These days, growing numbers of parents see their adult children struggling to build up enough in savings to put down the deposit on a house or to afford to move up from a first home to something larger – but does this mean parents should help financially?

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Investing with a conscience: Placing money in companies that bring positive change #InvestmentInsight

Investing with a conscience: Placing money in companies that bring positive change #InvestmentInsight

Monday, 11 January 2021 -
Issues such as climate change and sustainability have become increasingly hot topics globally and often the subject of conversation. As a result, Environmental, Social and Governance-linked (ESG) investment strategies continue to dominate financial headlines.

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Why seek professional financial advice? #FridayReads

Why seek professional financial advice? #FridayReads

Friday, 08 January 2021 -

Whether you’re starting out or well into your wealth creation journey, professional financial advice help you to define your goals and the path to getting there. It gives you a map and ongoing support to help you take control of your future.

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Thinking of your future self and boosting your retirement savings #RetirementReady

Thinking of your future self and boosting your retirement savings #RetirementReady

Thursday, 07 January 2021 -

Young people are faced with a unique set of challenges when it comes to saving for retirement. One of these is perception. They can often think of their ‘future self’ as a different person and so may prefer holding on to their income for more immediate priorities, like a first home deposit, rather than saving for someone they perceive as a stranger.

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Financial action plan: 10 steps to help you build a better financial future #TipTuesday

Financial action plan: 10 steps to help you build a better financial future #TipTuesday

Tuesday, 05 January 2021 -

In these uncertain times, it can help to focus on the things you can control. And working out what your money’s doing for you now and where it might come from in the future can give you real peace of mind.

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Supporting younger generations: Giving grandchildren financial security is an important goal for many #WednesdayWisdom

Supporting younger generations: Giving grandchildren financial security is an important goal for many #WednesdayWisdom

Wednesday, 23 December 2020 -

If you are a grandparent, it’s natural to want to help out the family. And if you’re able to give a financial boost – whether it’s a loan or a gift – to the younger generation, it can be enormously rewarding for you too.

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Investing principles: Focusing on what you can control #InvestmentInsight

Investing principles: Focusing on what you can control #InvestmentInsight

Monday, 21 December 2020 -

The deep global economic shock and uncertainty surrounding the coronavirus (COVID-19) pandemic has made everyone rethink their finances and investments, making it clear that financial security is more important than ever to our overall well-being.

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Are you keeping too much in cash during the COVID-19 pandemic? #FridayReads

Are you keeping too much in cash during the COVID-19 pandemic? #FridayReads

Friday, 18 December 2020 -

Some savers are putting their hard-earned money at risk by holding too much on deposit. Savers holding onto extra cash during the coronavirus (COVID-19) pandemic need to consider their long-term investment options, as new data shows the savings ratio for some people has increased during the pandemic.

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How to be aware of financial scams related to COVID-19 #WednesdayWisdom

How to be aware of financial scams related to COVID-19 #WednesdayWisdom

Wednesday, 16 December 2020 -

As a result of the coronavirus (COVID-19) pandemic, there has sadly been an increase in the number of fraudsters exploiting people’s fears, targeting pension savers, investors and online consumers

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Festive financial gifts: Deciding on the right investments for the children in your life #InvestmentInsight

Festive financial gifts: Deciding on the right investments for the children in your life #InvestmentInsight

Tuesday, 15 December 2020 -

As the festive season approaches, have you thought about gifting your children or grandchildren something different this Christmas? Giving them a good start in life by making investments into their future can make all the difference in today’s more complex world.

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Planning for succession: How will you

Planning for succession: How will you "slice up your wealth pie"? #FridayReads

Friday, 11 December 2020 -

There is no easy way to say it – anticipating one’s death is an uncomfortable topic. Yet it is often worth pushing past the initial discomfort to pursue the potential rewards of effective wealth transfer planning. There are three places your assets can go at your death: to your family and friends, to charity or to the government in the form of taxes.

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Grow your money: Investing in a better future #InvestmentInsight

Grow your money: Investing in a better future #InvestmentInsight

Wednesday, 09 December 2020 -

Retirement planning is one of the most important investments you can make towards your retirement, to ensure you experience the quality of life you want in later years. But millions of retirement savers are unaware that they are sitting on a powerful weapon that could be used to fight climate change and other environmental problems – their pension pot.

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Setting up a new life: One of the freedoms of retirement is getting to choose where to live #RetirementReady

Setting up a new life: One of the freedoms of retirement is getting to choose where to live #RetirementReady

Monday, 07 December 2020 -

What makes a good place to retire? It’s one of the most basic questions people ask themselves when they start planning for retirement. It’s also one of the most crucial questions and one that, surprisingly, many people don’t give a lot of thought to.

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Coronavirus (COVID-19) pandemic has brought savings back into sharp focus with more than a third of Britons plan to maintain new saving habits #FridayReads

Coronavirus (COVID-19) pandemic has brought savings back into sharp focus with more than a third of Britons plan to maintain new saving habits #FridayReads

Friday, 04 December 2020 -

A combination of financial concern and falling household spending means that those whose incomes have survived the coronavirus (COVID-19) pandemic so far have been keener than ever to save their money.

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Tax-efficient investments: What are your options? #InvestmentInsight

Tax-efficient investments: What are your options? #InvestmentInsight

Thursday, 03 December 2020 -

For appropriate sophisticated investors who have available funds left over after fully using this current year’s tax-efficient wrappers, what are some other options to consider?

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Time to diagnose your money situation with a financial health check? 10 tips to achieving your financial goals #TipTuesday

Time to diagnose your money situation with a financial health check? 10 tips to achieving your financial goals #TipTuesday

Tuesday, 01 December 2020 -

Even if you have a solid financial plan in place, it still needs to be updated regularly to ensure it reflects any life changes. But what should your priorities focus on now? Is it time to turn your attention to your pension, your ISA, your mortgage, or something else?

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Navigating the financial impact of COVID-19: How people's physical health and financial well-being are being affected #FridayReads

Navigating the financial impact of COVID-19: How people's physical health and financial well-being are being affected #FridayReads

Friday, 27 November 2020 -

Needless to say, coronavirus (COVID-19) has had, and will continue to have, a major impact on our lives. It is not just impacting on people’s physical health but also their financial well-being. Research highlights how the finances of the UK’s households have been affected by the coronavirus outbreak[1].

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Help to Buy scheme: Homes deadline extended to ensure customers do not miss out #WednesdayWisdom

Help to Buy scheme: Homes deadline extended to ensure customers do not miss out #WednesdayWisdom

Wednesday, 25 November 2020 -

Thousands of families can still benefit from the current Help to Buy scheme despite delays in building their new homes due to coronavirus. The deadline for the homes to have been finished in order to comply with the equity loan scheme has been extended to ensure customers do not miss out if there has been a delay in construction due to the pandemic.

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Please be aware these articles are for general information purposes only and correct at time of printing. We will not accept responsibility for any errors made or actions taken by any readers that have acted on the information contained. Answers given are for guidance only and specific advice should be taken before acting on any of the suggestions made. All information is based on our understanding of current tax practices, which are subject to change. Always remember when investing, past performance is not necessarily a guide to future performance and the value of some investment units can fall as well as rise.