Money Minder UK

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Reluctant to return

Reluctant to return

Thursday, 08 December 2022 -

The COVID-19 pandemic has been incredibly difficult for everyone and made a huge impact on the lives, personal finances and jobs of millions of people. 

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Navigating the higher-rate tax freeze #TipTuesday

Navigating the higher-rate tax freeze #TipTuesday

Tuesday, 06 December 2022 -

If you’re a higher rate taxpayer, the freeze on the Income Tax threshold will have meant an increase in your tax bill

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Pension booster #FridayReads

Pension booster #FridayReads

Friday, 02 December 2022 -

Many people are feeling the pressure on their finances at the moment due to the backdrop of rising inflation and the cost-of-living soaring.

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Later-life and financial wellbeing #TipTuesday

Later-life and financial wellbeing #TipTuesday

Tuesday, 29 November 2022 -

With people living longer lives and retirement now lasting up to several decades, the reality is that the majority of us will have to pay for later life care at some stage – whether that be for ourselves or loved ones.

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Mind the retirement gap #FridayReads

Mind the retirement gap #FridayReads

Friday, 25 November 2022 -

Four out of five workers not saving at levels which are likely to deliver an acceptable standard of living in old age

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Bank of grandma and grandad #TipTuesday

Bank of grandma and grandad #TipTuesday

Tuesday, 22 November 2022 -

New research suggests there is a growing tendency among the older generation to use the wealth held in their property to help younger generations become first-time buyers[1]. The research looked at spending and saving levels, as well as attitudes towards funding retirement.

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What does the Autumn Statement 2022 mean for you?  #FridayReads

What does the Autumn Statement 2022 mean for you? #FridayReads

Friday, 18 November 2022 -

What does the Autumn Statement 2022 mean for you? #FridayReads

Read Money Minder's guide to the Autumn Statement 2022.

It's everything you need in one place.

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When should I stop working? #FridayReads

When should I stop working? #FridayReads

Friday, 18 November 2022 -

The best time to retire will depend on a variety of factors, including your health, your financial situation and your personal preferences. If you’re in good health and you have a solid financial foundation, you may be able to enjoy a long and active retirement. On the other hand, if your health is declining or you’re struggling to make ends meet, retiring sooner may be the best option.

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Ten tips for first-time investors #TipTuesday

Ten tips for first-time investors #TipTuesday

Tuesday, 15 November 2022 -

The power of compounding returns over decades is potentially enormous if you save consistently and invest in the financial markets. You can start small but get started.

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A healthier approach to retirement wealth #FridayReads

A healthier approach to retirement wealth #FridayReads

Friday, 11 November 2022 -

Striving to improve investment practices, and robust transparency standards across the investment chain, are an essential part of ensuring schemes can act as responsible stewards on behalf of millions of UK pensions savers.

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Its good to talk #TipTuesday

Its good to talk #TipTuesday

Tuesday, 08 November 2022 -

A survey shows that families are becoming more comfortable talking about money, and that children are becoming more interested in learning about personal finance.

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Funding the lifestyle you want #FridayReads

Funding the lifestyle you want #FridayReads

Friday, 04 November 2022 -

As food prices continue to soar and petrol costs reach an all-time high in the UK, the rising cost of living is without doubt having an impact on many people’s financial plans, both short and long term.

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Cost-of-living crisis

Cost-of-living crisis

Tuesday, 01 November 2022 -

As the cost-of-living crisis continues to exacerbate pressure on households across the UK, what this research shows are some of the measures that consumers are having to take just to keep their cars on the road.

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Unretirement

Unretirement

Friday, 28 October 2022 -

The cost-of-living crisis is now affecting some pensioners drastically, with more older people starting to return to work amid the ongoing crisis, new research has highlighted[1]. The findings identified economic activity levels among the over-50s are now at their highest since the pandemic began.

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Bridging the gender pensions gap #TipTuesday

Bridging the gender pensions gap #TipTuesday

Tuesday, 25 October 2022 -

The gender pension gap is the percentage difference in income between men’s and women’s pensions and it begins at the very start of a woman’s career.

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How to protect you and your familys future #FridayReads

How to protect you and your familys future #FridayReads

Friday, 21 October 2022 -

Big part in our lives
Deciding what your priorities are and understanding what options you have
are key parts of the protection planning process. This helps you ensure that you
have the financial protection most suitable for your circumstances.
Every family is different, but they often play a big part in our lives. It’s important to think about how we can protect them against the unexpected as best we can.

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Bringing pensions together #TipTuesday

Bringing pensions together #TipTuesday

Tuesday, 18 October 2022 -

Over time, it is easy to lose touch with pension savings providers as we change jobs, move home and the companies we have worked for change ownership or close down.
All these events over time may make it very difficult to find your valuable pension savings. So that means potentially ending up with a number of different pension pots. If you’re one of the millions of people with multiple pensions, it may be appropriate to consider consolidating your defined contribution pension pots and bring them together.

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Are you saving enough for retirement?

Are you saving enough for retirement?

Friday, 14 October 2022 -

Even prior to the cost-of-living crisis there have been a number of reasons why this might be the case. For some people, they simply may not be aware of the need to save for retirement. Others may not have enough spare income to put into a pension pot after covering their essential living costs.

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Cash may not be king

Cash may not be king

Tuesday, 11 October 2022 -

Making the wrong decision could cost you heavily in the form of an unwanted tax bill, eventually running out of money in retirement and even a tax credits and benefits overpayment.

So before you do anything, there are things you should consider. Note: this article doesn’t cover pension schemes where the pension you’ll be getting is worked out as a proportion of your pay.

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Please be aware these articles are for general information purposes only and correct at time of printing. We will not accept responsibility for any errors made or actions taken by any readers that have acted on the information contained. Answers given are for guidance only and specific advice should be taken before acting on any of the suggestions made. All information is based on our understanding of current tax practices, which are subject to change. Always remember when investing, past performance is not necessarily a guide to future performance and the value of some investment units can fall as well as rise.