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Ten years of pension freedoms

In Brief: Ten years of pension freedoms

Friday, 27 June 2025

Research reveals worrying trends among savers

Ten years ago, pension freedoms revolutionised how people access their retirement savings. These changes offered savers over 55 greater options to withdraw and manage their pension pots. However, a decade later, research indicates that many individuals are making critical financial decisions without seeking advice or fully understanding the tax implications[1].

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