Recent News

Autumn Budget 2025 - What it Means to You - Money Minder Market Commentary Podcast - Nov 2025

Sunday, 30 November 2025 -
Frozen tax thresholds and the impact on take-home pay, State Pension increase and why more pensioners may now face tax, how Budget changes affect savings interest and higher-rate taxpayers, implications for property, landlords and buy-to-let, hidden tax increases affecting everyday households and practical guidance to help you understand what tax changes are

Watch our Podcast HERE

This podcast provides general information only and is not personal financial advice

Why has a lifetime gifting cap raised concerns?

Friday, 28 November 2025 -

By bringing more gifts into the scope of Inheritance Tax (IHT), the proposed changes could complicate life for families who depend on regular financial assistance from loved ones.

Why remaining invested supports long-term growth

Thursday, 27 November 2025 -

Staying invested isn’t just about patience; it’s about unlocking the potential of your investments, capitalising on market trends and safeguarding your financial future.

Passing on wealth through trusts

Friday, 21 November 2025 -

A UK trust is a legal arrangement in which one party holds and manages assets on behalf of another party, in accordance with the terms set by the trust’s creator.

Is it time to invest in your grandchildrens future?

Thursday, 20 November 2025 -

Investing for your grandchildren isn’t just about giving wealth; it’s about creating opportunities and stability for their futures

How to increase your state pension

Tuesday, 11 November 2025 -

For many in the UK, the State Pension remains a vital component of retirement planning, providing a financial foundation in later years.

Build a brighter, more secure future

Friday, 07 November 2025 -

Almost one in four (5.7 million) of the working-age population believe they may never achieve financial independence.

Breaking free from geopolitical noise

Thursday, 06 November 2025 -

From intense political exchanges in the US to displays of European unity overcoming post-Brexit tensions, and the latest tariffs introduced by the US, there is no shortage of geopolitical drama.

Protect your retirement plans by investing more today

Thursday, 30 October 2025 -

Pensions are a crucial component of financial planning, particularly for individuals seeking to secure a comfortable retirement

Should annuities be included in retirement plans?

Tuesday, 28 October 2025 -

Annuities have long been a reliable option, offering guaranteed income during your golden years.

Cash Flow Modelling: Planning your financial future

Thursday, 23 October 2025 -

Cash flow modelling provides a way to bring clarity and control, enabling individuals to make informed decisions about their finances.

Are you a pension planner or a procrastinator?

Tuesday, 21 October 2025 -

A new study reveals how people in the UK manage their pensions, highlighting notable differences based on gender, income and relationship status.

Do you have multiple pension pots to keep track of?

Friday, 17 October 2025 -

It’s easy to overlook certain details, such as your old pension, especially since new employers usually auto-enrol you into a new pension scheme.

Why should you invest in an ISA this year?

Thursday, 16 October 2025 -

Many people delay contributing to their ISA until the end of the tax year, but acting earlier greatly improves your chances of reaching financial goals

Government considers Inheritance Tax reforms

Friday, 10 October 2025 -

The UK Treasury is seeking further new ways to reduce the growing deficit ahead of the much-anticipated Autumn Budget.

How Chancellor Rachel Reeves could increase taxes

Thursday, 09 October 2025 -

The National Institute of Economic and Social Research (NIESR) has issued a stark warning.

Planning ahead to safeguard more of your wealth

Tuesday, 07 October 2025 -

If you have accumulated wealth throughout your life, it is never too early to begin planning for the funds you need now and in the future, while also ensuring that any remaining wealth is distributed to your chosen beneficiaries as tax-efficiently as possible.

October 2025 Market Commentary

Monday, 06 October 2025 -
UK Interest Rates, Inflation, Gold Surge & AI-Driven Markets

Please be aware these articles are for general information purposes only and correct at time of printing. We will not accept responsibility for any errors made or actions taken by any readers that have acted on the information contained. Answers given are for guidance only and specific advice should be taken before acting on any of the suggestions made. All information is based on our understanding of current tax practices, which are subject to change. Always remember when investing, past performance is not necessarily a guide to future performance and the value of some investment units can fall as well as rise.

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Recent News

Tuesday, 02 December 2025 -

Misconceptions often prevent people from fully enjoying the benefits that pensions can offer

Friday, 28 November 2025 -

By bringing more gifts into the scope of Inheritance Tax (IHT), the proposed changes could complicate life for families who depend on regular financial assistance from loved ones.

Thursday, 27 November 2025 -

Staying invested isn’t just about patience; it’s about unlocking the potential of your investments, capitalising on market trends and safeguarding your financial future.

Tuesday, 25 November 2025 -

Being prepared for life’s uncertainties is essential to protect your family’s way of life.

Friday, 21 November 2025 -

A UK trust is a legal arrangement in which one party holds and manages assets on behalf of another party, in accordance with the terms set by the trust’s creator.

Thursday, 20 November 2025 -

Investing for your grandchildren isn’t just about giving wealth; it’s about creating opportunities and stability for their futures

Tuesday, 18 November 2025 -

While SIPPs operates similarly to a standard personal pension by allowing you to save, invest and grow your wealth, SIPPs stand out because of the flexibility they provide.

Friday, 14 November 2025 -

A significant proportion of people plan to pass on their wealth to future generations, with over a third intending to transfer assets directly to their children

Thursday, 13 November 2025 -

Divorce is a life-altering event and, for many women, it results not only in emotional turmoil but also in financial hardship.