Money Minder UK

Recent News

Asset allocation

Asset allocation

Tuesday, 12 August 2025 -

Proper asset allocation can help you achieve steady growth while protecting your portfolio from significant downturns.

Read More »


Navigating market uncertainty

Navigating market uncertainty

Friday, 08 August 2025 -

Market volatility is an unavoidable aspect of investing. Geopolitical events, such as the invasion of Ukraine, trade wars, inflationary pressures, and alterations in interest rates, are among the numerous factors that lead to market fluctuations, sometimes significantly. When markets change, especially during rapid declines, it can be challenging not to react. Nevertheless, history shows that you are more likely to reach your long-term investment goals if you have a strategy and stick to it across all market conditions.

Read More »


Mind the gap

Mind the gap

Thursday, 07 August 2025 -

The average worker in the UK may face a significant shortfall in their annual retirement income. 

Read More »


Closing the gender gap in investing

Closing the gender gap in investing

Tuesday, 05 August 2025 -

The gap highlights the need to understand and address the factors preventing young women from investing.

Read More »


Who will inherit your pension? Find out now!

Who will inherit your pension? Find out now!

Friday, 01 August 2025 -

A new study reveals a startling insight. As many as one in six (15%) individuals with a partner are unclear about who will receive their pension savings if they pass away before accessing them[1]. Even more concerning, this figure rises to nearly one in five (18%) among the Silent Generation (aged 79 and older). Such statistics highlight the urgent need for improved awareness and planning regarding pension inheritance.

Read More »


How to prepare for retirement

How to prepare for retirement

Thursday, 31 July 2025 -

 Contributing to a pension is essential for future planning, but how can you assess whether you are on the right track?

Read More »


Planning for lifes most significant milestones

Planning for lifes most significant milestones

Tuesday, 29 July 2025 -

 Understanding how to manage your finances is crucial for maintaining your lifestyle and peace of mind.

Read More »


Fresh opportunities to maximise your savings potential

Fresh opportunities to maximise your savings potential

Friday, 25 July 2025 -

As we are now a few months into a new tax year, it presents new opportunities to maximise your money. With new tax allowances available and another year to benefit from tax-efficient savings, now is the ideal time to organise your finances. Acting early can help you maximise your returns throughout the year and ensure you make the best financial decisions. Here’s why you ought to consider taking action now and how professional financial advice enables you to stay ahead.

Read More »


Transferring wealth to the next generation

Transferring wealth to the next generation

Thursday, 24 July 2025 -

The assets you have built over the years are a testament to your hard work and dedication. Naturally, you will want to ensure that these assets are preserved, safeguarded and transferred in a manner that benefits your loved ones or chosen beneficiaries.

Read More »


How much is enough for your retirement?

How much is enough for your retirement?

Tuesday, 22 July 2025 -

With many factors to consider, including income needs, inflation, investment strategies and unexpected life events, it’s easy to feel overwhelmed when knowing if you have enough to retire.

Read More »


How gut instinct is guiding financial futures

How gut instinct is guiding financial futures

Friday, 18 July 2025 -

Millions of UK adults are approaching retirement more guided by intuition than by careful planning

Read More »


Understanding fixed interest investing

Understanding fixed interest investing

Thursday, 17 July 2025 -

Fixed interest investments are often viewed as a ‘safer’ and more stable option, particularly in today’s unpredictable economic environment.

Read More »


Investing for your financial future

Investing for your financial future

Tuesday, 15 July 2025 -

Understanding where your pension is invested is crucial for securing your financial future

Read More »


July 2025 Market Update: ISA U-Turns, Recession Risks & Tariffs

July 2025 Market Update: ISA U-Turns, Recession Risks & Tariffs

Sunday, 13 July 2025 -

Ray Black and Melvyn Prior return with a timely and frank discussion on the latest economic developments, market movements, and policy shifts shaping your financial future Watch Here

Read More »


Are annuities included in your retirement income plans?

Are annuities included in your retirement income plans?

Friday, 11 July 2025 -

 Should annuities be included in your retirement income strategy? The answer depends on your circumstances, health, and financial goals.

Read More »


Have you lost track of your pension pots?

Have you lost track of your pension pots?

Thursday, 10 July 2025 -

With some effort and the right tools, tracking down a lost pension is entirely feasible.

Read More »


Talking to your children about investing

Talking to your children about investing

Tuesday, 08 July 2025 -

Initiating conversations about money and investing at a young age can lay a solid foundation for good financial habits later in life

Read More »


Bridging the financial gap across generations

Bridging the financial gap across generations

Thursday, 03 July 2025 -

Financial strains, such as unexpected medical bills or inadequate retirement savings, can impose a heavy burden on families, not just emotionally but also practically.

Read More »


Is it time for a financial MOT?

Is it time for a financial MOT?

Tuesday, 01 July 2025 -

A financial review is an opportunity to fine-tune your financial plan for improved performance, whether you’re planning for the short or long term. 

Read More »


Ten years of pension freedoms

Ten years of pension freedoms

Friday, 27 June 2025 -

Ten years ago, pension freedoms revolutionised how people access their retirement savings. A decade later, research indicates that many individuals are making critical financial decisions without seeking advice or fully understanding the tax implications.

Read More »


The secret to easing an Inheritance Tax burden

The secret to easing an Inheritance Tax burden

Thursday, 26 June 2025 -

When planning your legacy, it’s essential to understand how Inheritance Tax (IHT) may impact what you leave behind for your loved ones. 

Read More »


Are your capital gains causing you a financial headache?

Are your capital gains causing you a financial headache?

Tuesday, 24 June 2025 -

Navigating Capital Gains Tax (CGT) can be complicated and daunting, especially with ongoing changes to exemptions, thresholds and regulations. 

Read More »


New rules of Inheritance Tax on businesses and land

New rules of Inheritance Tax on businesses and land

Friday, 20 June 2025 -

 The implications of proposed changes, outlines steps to minimise their impact and explains why early planning is essential for securing financial peace of mind for future generations.

Read More »


How realistic is your vision for retirement?

How realistic is your vision for retirement?

Thursday, 19 June 2025 -

For many of us, retirement is more than just the end of long workdays – it’s the start of an exciting new chapter.

Read More »


Supporting your grandchildren financially

Supporting your grandchildren financially

Tuesday, 17 June 2025 -

Gifting money to your grandchildren is more than a mere act of kindness or generosity. It offers them a potential financial head start and paves the way for a more secure future as independent adults. 

Read More »


Please be aware these articles are for general information purposes only and correct at time of printing. We will not accept responsibility for any errors made or actions taken by any readers that have acted on the information contained. Answers given are for guidance only and specific advice should be taken before acting on any of the suggestions made. All information is based on our understanding of current tax practices, which are subject to change. Always remember when investing, past performance is not necessarily a guide to future performance and the value of some investment units can fall as well as rise.