It's worth remembering that most stand alone critical illness plans are set up so the plan expires and there is no value left to claim on if you then die from the illness. Due to this restriction, you may like to consider a 'death or earlier critical illness' plan instead. In some cases this plans can even be cheaper than critical illness only plans as the market for them is more competitive than the critical illness only plans.
A wide rage of illnesses are usually covered by critical illness cover providers. To see a comprehensive list of critical illnesses commonly covered and for more detail on protecting your lifestyle against the possibility of being diagnosed with a serious critical illness please see our dedicated critical illness fact centre.
If you're interested in researching critical illness insurance plans further, you should speak to an independent financial adviser. Alternatively, you can use our interactive online research tool, the Finance Navigator. Based on the answers you give to a number of targeted questions, the Critical Illness Finance Navigator will help you to establish your own critical illness cover needs. It will then produce a bespoke guidance report for you to read through to help you make an informed decision. It will also allow you to learn more about some of the most commonly used critical illness plans.
Once you have your report, you can then use our online quotation system to find some of the most competitively priced critical illness plans from a selection of major UK critical illness plan providers. Once you have found the right plan for you, use our 'apply online' facility.
