Retirement Planning: Your Options

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    Use our online services to discover more now. From exploring your retirement options to understanding your protection needs, find what you need, online, anytime.
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    This tool will guide you through:
    
    Personal Annuity Quotes.
    
    Income Drawdown Projections.
    
    Taking your full pension pot.
  - Drawdown Calculator
    Quickly determine how investing your pension in drawdown could work for you.
    
    Discover the retirement income you can take and how long this may last.
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    Quickly determine how much income you need.
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    Saving for & planning your retirement involves difficult decisions, ensure you make the right choices for later life with our expert independent financial advice.
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Please be aware that all applications received from Friday 19^th December are unlikely to be processed until our office reopens in the New Year. Many thanks for your understanding, we hope you have a Merry Christmas and a prosperous New Year.

How to get cash out of your pension

Compare Annuity Income vs Drawdown Income vs Complete Pension Withdrawal

Understanding your retirement options

Fill in this form and we can tell you:

how much 'guaranteed income' your pension pot could give you - payable for the rest of your life
how much 'drawdown income' your pension pot could provide you with and how long it might last
how much tax you might have to pay if you take your whole pension out in one go, as a lump sum
how quick and easy it is for you to produce a personalised, in-depth, retirement income planning options report to print off & read at your leisure

Use our pension income, lump sum and tax calculator

Are you male or female?

What is your date of birth? (dd/mm/yyyy)

Are you married or single?

Do you smoke?

Do you have any medical or health issues?

About your pension

How much do you have in your pension fund?

Would you like to take the maximum amount of your pension as a tax-free cash lump sum? (This is usually 25%)

Glossary

Smoking

If you smoke you may be able to get a higher level of income from an annuity.

Health Issues

If you have any medical health issues you may be able to get a higher level of income from an annuity.

Tax Free Cash

This will be taken directly from your fund.

You can normally take up to 25% of your pension fund, tax-free. This will reduce the amount you have left to provide an income.