Money Minder UK

Ray Black APFS

Chartered Financial Planner / Managing Director

Ray is a Chartered Financial Planner and Managing Director of Money Minder Financial Services (UK) Ltd, a successful Independent Financial Advice practice and this innovative financial comparison and guidance website www.money-minder.com.

Ray has been a proactive financial planner since the early 90's.

He began his financial services career in 1992 at the age of 24 with Prudential and having made a point of attending as many high quality Prudential training courses as he could, enjoyed a very successful and fulfilling career with them. At the height of his own and Prudentials success, he was singled out to become involved with Prudentials national business development team for annuities afforded him the opportunity to work closely with some of the most technically able pensions experts in the UK.

After seven successful years he left to start Money Minder with his wife Karron in 1999 and now employs a highly skilled team and support staff serving clients nationwide. Together they provide a first class service to their clients providing investment and pensions advice on growing millions of pounds worth of clients life savings that continue to be entrusted to Money Minders care and guidance.

As a recognised expert in his field, Ray has been quoted and commended by national newspapers - The Financial Times, The Independent, The Guardian, The Times, Sunday Express, The Sun, The Daily Mail, Eastern Daily Press and Money Wise, as well as local newspapers, personal finance websites and on BBC radio.

Since 2004, Money Minder has been the provider of Retirement Planning Workshops for the NHS. Ray has been the main speaker for the workshops. They have been provided for employees of the United Lincolnshire Hospitals Trust, The Lincolnshire Partnership NHS Trust and the former Foundation Trust and Primary Care Trust.

Money Minder also provides proactive investment advice for a number of large regional charity and local authority organisations. The trustees and directors of those organisations have publicly acknowledged Ray’s valuable input in helping them to achieve their investment objectives. They entrust millions of pounds to Money Minders experienced and caring investment team.

In his spare time Ray enjoys Scuba Diving and Cycling.

Ray Black