A divorce can be a very difficult and emotional time, especially when dealing with finances. A couple’s pension could be their most valuable asset, and how a pension is divided depends on the circumstances of you and your family. If for instance the couple is in their 50’s pensions are likely to play a far more central part in the negotiations. Research shows that 20% of people with pensions don’t know who will inherit their pension when they die. It is important that you know who stands to inherit a pension when you die – for all you know, it could end up with an ex from many years ago.