During retirement many pensioners fall into the trap of keeping their pension invested, through retirement. This could mean that they are hit harder by falling markets as they do not have enough cash in reserve to act as a safety net. Diversifying your pension across asset classes and regions is important for pensions to manage risk and for good returns. Drawdown retirees often take cash from income inside their invested assets. Market volatility can lead to feelings of unrest seeking professional financial advice could help you to manage your pension pot more effectively.