Do you set financial goals as well as lifestyle goals? Financial planning and prioritising your required steps could help to create a robust financial plan for 2020 and beyond. Some top tips to consider are, being specific about your objectives, setting realistic targets, knowing if you want your plans to fit into short, medium or long-term goals, checking your tax implications, considering your risk and inflation and considering your retirement plans. Seeking professional financial advice could help you to create your financial plan.