Working for yourself is a dream for many. Along with choosing your own working pattern and type of task you undertake, you also have to consider your finances. More than one is ten said that if they were able to work due to long term sickness for example they wouldn’t be able to last any time without using long-term savings. Statutory Sick Pay isn’t available to self-employed workers. More than half (55%) have no life insurance, private medical insurance, critical illness cover or income protection should they need it. Seeking professional financial advice could help you to make effective financial planning to help give you peace of mind.