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Early retirement: benefits, trade-offs, and realities

In Brief: Early retirement: benefits, trade-offs, and realities

Thursday, 22 January 2026

Weighing freedom, finance and fulfilment before stepping away from work early

For many, the concept of early retirement represents the ultimate reward for years of hard work: more freedom, less stress, and time to enjoy life while remaining in good health. It offers the chance to pursue passions, travel, volunteer, or simply reclaim time for family and personal wellbeing. With careful planning, early retirement can be a positive transition that aligns lifestyle with values, creating space for purpose as well as leisure.

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