Could it be possible that you have accrued more than one workplace pension? It could be possible that if you have worked for perhaps two or three employers, you could have a workplace pension from each of them. If you do currently have more than one, you could run the risk of paying a range of charges for all of them. To simplify the management of your pension you could consider consolidating. While consolidating may be a benefit for you, it is a very specialist area and there are a number of issues to consider, before you decide to consolidate. Seeking professional financial advice regarding your pension could be a helpful step in managing your plans for retirement.