Please be aware that all applications received from Friday 19th December are unlikely to be processed until our office reopens in the New Year.
Many thanks for your understanding, we hope you have a Merry Christmas and a prosperous New Year.
Ray holds a Masters Degree in Financial Planning & Business Management and is a
Fellow of The Personal Finance Society. He is Managing Director of Money Minder, a
long standing, well reputed, Chartered Financial Planning firm providing Independent
Financial Advice.